Forget Bitcoin and the Lottery! A regular sum in a Stocks and Shares ISA could quietly m…

Empty vessels make most noise, and that’s certainly the case with cryptocurrency Bitcoin, and the biggest empty vessel of all, the National Lottery. Both turn up the volume but in reality have little to shout about.

Turn down the noise

Yes I know they have made millionaires and, in the case of Bitcoin, even billionaires. But the odds are massively against it being you. Bitcoin may have leapt almost 20% this year, to $8,300 at time of writing, but its volatility makes it too risky at today’s higher entry price.

As for the Lottery, it’s a 14m-to-one shot that almost certainly won’t come off for you.

I reckon the best way for ordinary people to a build a juicy sum like, say, £1m, is to invest in the stock market. It won’t make you rich overnight, but over the years, it can certainly transform your life.

The easiest way to invest is to pay a regular sum out of your earnings or salary every month. January is a good time to set up a monthly investment plan, because that way…