Payments app, Fold now allows users to book AirBNB accommodations using Bitcoin and Lightning payments. Users will also receive 3% back in Bitcoin for their bookings, as well as for purchases from Fold’s other partners, including some big-name retailers like Amazon, Starbucks and Uber.

BitGo, the crypto wallet and custodian, said that 20% of Bitcoin transactions pass through its services. While this raises centralization concerns, the company countered by saying users can opt to retain their private keys.

In a recent report, the US Federal Reserve addressed stablecoins, saying that while they can create better payment systems for consumers, the possibility of a stablecoin rapidly gaining global scale threatens central bank control over money. Meanwhile, the largest and best-known stablecoin, Tether, is planning to introduce a new stablecoin pegged by the price of gold. The coin will be fully backed…